Automobiles, which are usually powered by a gasoline, diesel or kerosene internal combustion engine that converts the fuel into energy to turn the wheels, have become an essential part of contemporary civilization. They provide transportation for commuting and other personal activities, as well as a means of delivery of goods to customers, businesses and households. Automobile technology, safety features and design have advanced significantly throughout the years.
Inventors and entrepreneurs around the world have contributed to automobile development. It is commonly believed that Karl Benz, an engineer from Germany, invented the first true automobile in 1885/1886. Several inventors followed with their own designs, including American businessman Henry Ford, who innovated modern mass production techniques at his Highland Park, Michigan, plant in 1910 (although he did not use the assembly line until 1913).
The United States had a much larger market than Europe for a seller’s product, as its vast land area offered great potential for travel by car. Moreover, cheap raw materials and a tradition of manufacturing encouraged the rapid spread of the automobile.
In addition to their utility, cars have also helped to engender the American predilection for individual freedom of movement and action. This preference has resulted in the formation of huge suburban communities, with families owning houses surrounded by green lawns and a large garage containing their vehicles.
It is often difficult to determine what exactly constitutes an automobile, especially for insurance purposes. Recent court decisions have left insurers and brokers in a quandary about whether a golf cart, pocket motorcycle or e-bike qualifies for coverage.